For years, "Best Execution" was often treated by financial institutions as a compliance checkbox—a vague promise that they...
USA Expats
Lost in Translation: How I Ordered an Ostrich, a Pizza, and Insulted a Waiter (All in Czech)
You might assume things improve once you reach a “basic” level of Czech. You would be wrong. Spectacularly wrong.
Independent Financial Advice for Expats in the Czech Republic
“Independent” financial advice firms offer unrestricted options across the market. “Tied” advice is limited to a single firm or provider. Which do you want?
An Englishman vs Czech Grammar: A Tragedy in Seven Cases
When I moved to the Czech Republic, I expected many challenges. I did not expect Czech grammar to become my greatest enemy.
Compliance vs Optimal Financial Advice
Compliance ensures that the correct process has been followed. It does not guarantee that the advice is the best solution for the client.
Decumulation Plan for Retirement Matters More Than You Think
If you’re an expatriate, retirement planning is more complex than simply building a large investment portfolio. Retirement is about decumulation — turning your savings into reliable income, often across multiple countries, currencies, and tax systems.
Relocating Expats: Should You Use an Attorney or a Visa Agency?
Relocating expats need more than a visa. They need expert legal advice that considers current and future plans to work and stay successfully.
Gold and Silver: Useful Protection — Dangerous if Misused
Gold and silver have a job in your portfolio: they are used as a hedge against losses, not to generate big returns.
Inflation in Czechia is Easing — What It Means for Your Savings
Czech inflation is finally allowing some breathing room. When inflation slows, people start paying attention to savings strategies again.
Greenland and Sudetenland, Is There a Similarity?
Concerning Greenland, Czechs know the danger of the phrase: “It’s only this one piece,” while markets react to weakening alliances.
Why ESG Investing Hasn’t Taken Off as Much as Expected
A few years ago, ESG (environmental, social, and governance) investing looked like it would become the new default. What’s happened?
One Family, Multiple Currencies
You earn in pounds, euros or dollars, pay living expenses in Czech koruna and hold investments across international...