The best financial advice for an individual may be to not transfer a pension. The job is to exercise judgement, not complete transactions.
Retirement
Czech pension guide: What you need to do before it’s too late
A recent article about pensions, both Czech and foreign, in expats.cz includes professional advice from Chris Lean, Chief Investment Officer, Aisa International CZ.
Are Financial Advisers Relevant In The New World of Artificial Intelligence?
Financial advisers can offer clients the best of both worlds: personalised advice and consumer protections along with AI’s analytical support.
Use Surplus Income Gifting to Reduce UK Inheritance Tax
Gifting from surplus income can be an extremely effective inheritance tax strategy for British expatriates in Czechia.
Expats: Pensions in Motion – The Hidden Risks of a Cross-Border Career
An international career and assets spread across Europe today face a silent risk: pension savings that appear "European"...
How Stable Is Your Future Retirement Income?
European pension funds are facing constant challenges that can threaten their ability to pay out future retirement incomes....
Decumulation Plan for Retirement Matters More Than You Think
If you’re an expatriate, retirement planning is more complex than simply building a large investment portfolio. Retirement is about decumulation — turning your savings into reliable income, often across multiple countries, currencies, and tax systems.
EU Pensions: Security or Structural Chaos?
Facing retirement without full control over your assets is a very real risk. For expats and affluent families with...
US Retirees: Would a Non-Independent Fed Affect You?
US retirees ask: Would the Federal Reserve losing independence affect savers with US investments and retirement accounts?
Strategy, Ethics, and the Future of Advice: Exclusive Interview with CIO Chris Lean
Aisa’s Chief Investment Officer reveals how to build resilient portfolios, navigate inflation, and what Aisa International’s commitment to uncompromising ethics means for the client.
Do Long Term Investments Provide Better Returns?
History shows that the patient, long-term investor who holds diversified funds (mutual funds, ETFs) usually does better than the frequent trader — not just in returns, but also with lower costs, less stress, and a higher chance of meeting long-term goals.
Are Frequent Changes to My Investment Portfolio a Good Thing?
Constant portfolio changes are often more profitable for advisers than for clients. If you want advice that prioritises your returns instead of hidden commissions, choose a transparent, fee-based adviser.