Pensions and inheritance may be affected by proposed regulations by the HMRC in April 2027. If implemented, these changes may affect how pensions are passed on to beneficiaries, particularly for those with larger estates or pensions held overseas.
Retirement
De-listed QROPS: Are You Trapped Without Options?
De-listed QROPS can sometimes result in restricted access, limits on transfers, and potential tax implications. Every case is different, and the impact will depend on your personal circumstances.
Dutch Pensions and Occupational QROPS – A Risky Loophole
Transferring a Dutch pension to a Malta occupational QROPS can look like a neat workaround. In reality, it could be very bad advice.
The Occupational QROPS – A Way to Avoid 25% Overseas Transfer Charge?
The promise of avoiding a 25% tax charge may sound appealing, but if the foundation is artificial, the risks far outweigh the benefits.
Irish Pensions and Occupational QROPS – A Dangerous Loophole?
If you’re being advised to set up a company just to sponsor yourself into a Malta IORP, proceed with extreme caution.
British Expats Face Key Pension Rulings and Advice Risks
British expats need careful planning, professional guidance, and a clear understanding of the limits of tax treaties and consumer protections to avoid costly mistakes.
Ten Reasons to Take Out Life Insurance
There are many reasons to take out life insurance. many are overlooked. We look at a few ways that life insurance can protect families, businesses and inheritance.
Who is Best Able to Advise on UK Pensions in the Czech Republic?
If you’re based in the Czech Republic and hold a UK pension—particularly if you have defined contribution or defined benefit schemes, SIPPs, SSAS, or are planning a UK pension transfer—then one firm stands out as uniquely qualified to support you.
How Much Money Will I Need in Retirement?
Learn how to start determining how much money you’ll need in retirement to maintain your current lifestyle.
2025 Investment Update – Quarter 1
2025 Investment Update – Quarter 1 reports that with global uncertainty persisting, disciplined investment strategies focused on long-term value creation remain key.
2024 Investment Update – Quarter 4
Our portfolios have performed very well over the last 12 months. We credit this to adhering to the three golden rules of investing.
Spring Cleaning Your Investment Portfolio
Spring-cleaning your investment portfolio involves a thorough review and reorganisation of your investments to ensure they still align with your financial goals, risk tolerance, and the current economic environment.