Chris Lean

Isle of Man Insurance Bonds Sold in the EU Could Be Illegal

Isle of Man Insurance Bonds Sold in the EU Could Be Illegal

Insurance bonds from the Isle of Man and Channel Islands are often sold illegally to expats in the EU. They don’t offer promised tax benefits and lack EU consumer protections. If you have one, get it reviewed by a qualified adviser.

US Bonds and Markets Decline Simultaneously

US Bonds and Markets Decline Simultaneously

The simultaneous decline in U.S. stock market and bond values in April 2025 is a rare and complex phenomenon, primarily driven by the announcement of sweeping U.S. tariffs and their broader economic implications.

Inheriting a UK Pension As a Non-UK Resident

Inheriting a UK Pension As a Non-UK Resident

Inheriting a UK pension as a non-UK resident can be complex. UK pension rules and restrictions can leave expats confused and alone. It is always worth consulting advisers with the relevant experience and licences.

Spring Cleaning Your Investment Portfolio

Spring Cleaning Your Investment Portfolio

Spring-cleaning your investment portfolio involves a thorough review and reorganisation of your investments to ensure they still align with your financial goals, risk tolerance, and the current economic environment.

Who Wins in a Trade War?

Who Wins in a Trade War?

In a trade war, there are rarely clear “winners” in the traditional sense. Instead, the outcomes are often complex and can have negative consequences for all parties involved, including businesses, consumers, and economies.

Is Investing in Gold a Sure Thing?

Is Investing in Gold a Sure Thing?

Investing in gold is often considered a relatively safe option, especially during times of economic uncertainty. Gold is now regularly recommended as an investment all over social media, but much of the advice is non-regulated and sold as a sure bet.

Czech Pension Types

Czech Pension Types

The Czech pension system is structured around three pillars, each serving different functions and providing different benefits. We break down the type, funding, benefits, and management of each.

Czech Social Security Payments by Expats

Czech Social Security Payments by Expats

Many expats are concerned that, unless they accrue 35 years of contribution to the Czech pension system, they will not qualify for a pension here in the Czech Republic. But, many countries coordinate with the Czech Republic so your payments are counted.

Global Markets in 2025

Global Markets in 2025

How are global markets looking at the start of 2025? Various factors influence the direction of the markets. Let’s look at key regions.

Aisa International is a unique investment portfolio manager, with advisers specialising in advice for US and UK expats and is regulated in the EU, UK, and US.