Clients relying on artificial “consultant” companies risk: tax charges, penalties, invalid transfers, and loss of pension protections.
Cross-Border Investment Planning
Dutch Pensions and Occupational QROPS – A Risky Loophole
Transferring a Dutch pension to a Malta occupational QROPS can look like a neat workaround. In reality, it could be very bad advice.
The Occupational QROPS – A Way to Avoid 25% Overseas Transfer Charge?
The promise of avoiding a 25% tax charge may sound appealing, but if the foundation is artificial, the risks far outweigh the benefits.
Irish Pensions and Occupational QROPS – A Dangerous Loophole?
If you’re being advised to set up a company just to sponsor yourself into a Malta IORP, proceed with extreme caution.
Will Moving My UK Pension to a QROPS Save Inheritance Tax?
Will your UK pension be taxed at 40% or 25% or nothing upon inheritance? Is a QROPS the answer for everyone? Our expert helps you plan for the 2027 rule changes.
British Expats Face Key Pension Rulings and Advice Risks
British expats need careful planning, professional guidance, and a clear understanding of the limits of tax treaties and consumer protections to avoid costly mistakes.
When Investing in a Sure Bet Goes Wrong
When investing, long-term success involves balancing risk avoidance (not losing it all) with opportunity, ideally with professional, regulated advice. You may come across that ‘sure bet’: a once in a lifetime opportunity. Be very careful: not all offers are trustworthy.
As an Expat, Can I Use My Financial Adviser from Home?
As an expat, you need advice from a qualified local financial adviser, who knows the tax systems and regulations of where you live now.
Aisa Market & Portfolio Update – July 2025
The Aisa Market & Portfolio Update is a snapshot of how our investment committee continues to adapt portfolios with targeted fund changes to align with current conditions and preserve long-term value.
AWIM Expands International Service
Aisa Wealth & Investment Management Expands Its Capabilities with a New International Wealth Management Service. One of the first services to launch is a US-connected investment portfolio, specifically designed for clients with US tax reporting obligations.
Isle of Man Insurance Bonds Sold in the EU Could Be Illegal
Insurance bonds from the Isle of Man and Channel Islands are often sold illegally to expats in the EU. They don’t offer promised tax benefits and lack EU consumer protections. If you have one, get it reviewed by a qualified adviser.
Inheriting a UK Pension As a Non-UK Resident
Inheriting a UK pension as a non-UK resident can be complex. UK pension rules and restrictions can leave expats confused and alone. It is always worth consulting advisers with the relevant experience and licences.