The transposition of the EU’s Consumer Credit Directive (CCD2) into Czech law is far more than a technical update for banks. For expats and High-Net-Worth Individuals (HNWI), it represents a fundamental shift in how financial credibility is assessed and what data lenders can—and cannot—access. In March 2026, the Ministry of Finance finalized a proposal that … Continue reading Credit Reform 2026: Privacy, Pricing, and the New Reality of Lending